Application process

Published: 15 May 2016

A builder with a couple looking at building plans

How do I apply for a KiwiSaver HomeStart grant or pre-approval?

Application process - step by step

Gather the following supporting documents required with the application:

  • Proof of income - Proof of your total income earned in the last 12 months. If you are buying a house with others, then you need to provide confirmation of the income they have earned in the last 12 months also
  • KiwiSaver contribution statement - Transactional statement that shows all of your regular contributions made to your KiwiSaver scheme, complying fund or exempt employer scheme since you joined. Please note that a summary showing the total money contributed is unacceptable
  • Identification - A photocopy of your passport, birth certificate or driver’s licence in the name you are applying with
  • Copies of pay slips for the last two months
  • Signed copy of an agreement for sale and purchase, a fixed price building contract or a contract with a builder/developer for a yet to be built property, if applicable*
  • Evidence that you have a deposit of at least 10% of the purchase price, if applicable*
  • A proposed settlement date/grant payment date at least four weeks away if applicable*

* Not required if you are only applying for a pre-approval.

Note: Housing New Zealand requires at least 4 weeks/20 working days from receiving an application through to paying out the HomeStart grant.

You need to ensure that if you are applying for the grant in order to meet the financial conditions of your agreement for sale and purchase, you do so at least 10 working days prior to the unconditional date.

Applications that do not provide the required four weeks’ notice may not be accepted and therefore the HomeStart grant may not be paid out. The HomeStart grant will not be paid out after settlement has occurred.

Evidence of earnings

Instructions on how to obtain the supporting documents required for assessment.

Certificate of earnings for the last 12 months

Salary/wage earners or beneficiaries

To get the income details, follow the steps below:

  • Go to www.ird.govt.nz(external link)
  • Login using your IRD Online Services user name and password
  • Under ‘$ Account Information’ click on ‘Salary & Wages’
  • This will default to show your current tax years earnings information (not required)
  • Select the ‘Earnings last 12 months’ tab
  • Click on ‘Save/Print’, Save as PDF to be emailed

People not working - nil income in the last 12 months

To get confirmation that no taxable income has been earned in the last 12 months, follow the steps below:

  • Go to www.ird.govt.nz(external link)
  • Login using your IRD Online Services user name and password
  • Under ‘$ Account Information’ click on ‘Salary & Wages’
  • This will default to show your current tax years earnings information (not required)
  • Select the ‘Earnings last 12 months’ tab
  • Take a screenshot (cntl - alt - print screen) of the report and send that to us. It should state that you have no earnings Information for the period.

Self-employed people

Self employed applicants will need to provide copies of their personal IR 3 statements covering the period they have contributed to KiwiSaver. This should be supported by copies of Notice of Assessments and Return Acknowledgements from IRD for the period they have contributed to KiwiSaver.

KiwiSaver contribution statement

To get the KiwiSaver contribution details, follow the steps below:

  • Go to www.kiwisaver.govt.nz(external link)
  • Click in ‘MyKiwiSaver’
  • Login using your IRD Online Services user name and password
  • Select ‘View Transactions’
  • Click on the drop down box to select ‘Deductions from Salary/Wages’
  • Change the start date to ‘1st July 2007’ (default date for the KiwiSaver scheme)
  • Apply filter
  • Click ‘view all pages’ then print

Self employed applicants will need to contact their KiwiSaver scheme provider for a detailed voluntary contribution statement to show all contributions made.

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