Nau mai, haere mai. On 1 October, Housing New Zealand joined HLC and KiwiBuild to form Kāinga Ora – Homes and Communities.

Information on this site is still current. For more information about Kāinga Ora visit the Kāinga Ora website.

Apply for pre-approval for a First Home Grant

Published: 1 October 2019

How to apply for pre-approval for a First Home Grant before you find a property to buy.

1. Check you are eligible

If you haven't already, make sure you meet the eligibility criteria.

Check you are eligible for a First Home Grant

2. Gather your documents

You will need electronic copies (for example, PDFs) of all of these documents to attach to your online application.

 

You need to provide a summary of earnings for the last 12 months from Inland Revenue for everyone who is applying for the grant.

How to get it:

If you received a salary, wage or benefit in the last 12 months

To get the income details, follow the steps below:

  1. Go to www.ird.govt.nz(external link)
  2. Log in using your IRD Online Services user name and password
  3. Go to 'Income Tax'
  4. Go to 'Earnings Summary'. Ensure the time period selected is 'last 12 months'
  5. Select 'View Details'
  6. Select 'Print Income Details'
  7. Select 'Save & Open'

This will create a PDF document that can be emailed.

If you have not received any income in the last 12 months

To get confirmation that no taxable income has been earned in the last 12 months, follow the steps below:

  1. Go to www.ird.govt.nz(external link)
  2. Log in using your IRD Online Services user name and password
  3. Go to 'Income tax'
  4. Go to 'Earnings summary'. Ensure the time period selected is last 12 months
  5. Select 'View details'
  6. Select 'Print proof of income'
  7. Select 'Save & Open'.

This will create a PDF document which can be emailed.

If you are self-employed

Self-employed applicants need to provide copies of:

  • your most recent personal IR 3 Notice of Assessment showing your individual taxable income
  • Notice of Assessments and Return Acknowledgements from IRD for each tax year you have been self employed, showing individual taxable income.

You need a transactional statement showing all of your regular contributions – a summary showing the total amount you’ve contributed is not acceptable.

To get the KiwiSaver contribution details:

  1. go to www.kiwisaver.govt.nz(external link)
  2. click in ‘MyKiwiSaver’
  3. log in using your IRD Online Services user name and password
  4. select ‘View Transactions’
  5. click on the drop down box to select ‘Deductions from Salary/Wages’
  6. change the start date to ‘1st July 2007’ (default date for the KiwiSaver scheme)
  7. apply filter
  8. click ‘view all pages’ then print.

If you are self-employed, contact your KiwiSaver scheme provider for a detailed voluntary contribution statement to show all contributions you have made.

A photocopy of your passport, birth certificate or driver’s licence in the name you are applying with

Copies of pay slips for the last 2 months.

3. Apply online

Apply online now(external link)

Make sure you have scanned copies of all the documents you need so you can upload them with your application. The online application must be completed within 59 minutes – after this it will time out and you will have to start again.

Once you're pre-approved and have found a house

You will need to provide the following documents in addition to the ones above.

Signed and dated copy of the sale and purchase agreement at least 2 weeks before settlement date.

Evidence that you have a deposit of at least 5% of the purchase price.

If you are building a new home, you'll also need to supply:

  • a building contract and/or a quote from a quantity surveyor
  • a copy of your right to occupy Māori land, if applicable.

If you have questions before you apply, you can:

Next: Check property criteria

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