Nau mai, haere mai. On 1 October, Housing New Zealand joined HLC and KiwiBuild to form Kāinga Ora – Homes and Communities.

Information on this site is still current. For more information about Kāinga Ora visit the Kāinga Ora website.

First Home Grant

Published: 1 October 2019

If you're a first-time home buyer, or a previous home owner and you've been making regular KiwiSaver contributions for 3 - 5 years, you may be eligible for a First Home Grant of up to $10,000. You apply for the grant through Kainga Ora - Homes and Communities.

Apply for a First Home Grant

How it works

You can apply for either:

  • a pre-approval before you start looking for a property to buy – this gives you certainty around eligiblity and how much you may qualify for or;
  • a grant approval if you've found a property and have a signed sale and purchase agreement.

If you buy an existing home

If you buy an existing home, you can get $1,000 for each of the 3 (or more) years you've paid into the scheme. The most you can get is $5,000 for 5 or more years.

If you buy a new home or land

If you buy a new home or land to build on, you can get $2,000 for each of the 3 (or more) years you've paid into the scheme. The most you can get is $10,000 for 5 or more years.

Next steps

Check you are eligible for the First Home Grant

Check property criteria

Apply for a First Home Grant

If you have questions before you apply, you can:

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