Nau mai, haere mai. On 1 October, Housing New Zealand joined HLC and KiwiBuild to form Kāinga Ora – Homes and Communities.

Information on this site is still current. For more information about Kāinga Ora visit the Kāinga Ora website.


Financial products brochures

  • home ownership
    1 October 2019

    Home Ownership - A guide to owning your own home

    To help make buying your first home easier, we have developed this handy guide to help you through the process. Buying a home can be daunting, but with the right information and the right help, you can do it. Plus there is a section on how Kāinga Ora may be able to help. It details our range of home ownership initiatives designed to help first home buyers into a home they can call their own.

  • buying your first home made easy
    1 October 2019

    Buying your first home made easy

    Have you always dreamed of owning your own home, or buying land to build on, but thought you couldn’t afford it?

    Well you might be able to turn that dream into a reality. You may be eligible to access one or all of three government home ownership products designed to help people on low or fixed incomes into their own homes.

    Read more about ways we can help you own a home.

  • WHL booklet2
    1 October 2019

    First Home Loan - Owning your first home is within reach

    A First Home Loan makes it easier for you to buy your first home. It’s designed for first home buyers who can afford to make regular repayments on a home loan, but have trouble saving for a large deposit.

    Download the brochure here.

  • tenant home owner
    1 October 2019

    Buying your own home - tenant home ownership

    The Government is offering state house tenants the option to buy the house they are living in. The dream of home ownership may be yours, without even having to call the movers.

    Download the brochure here, or visit our tenant home ownership page.

  • kainga whenua loan
    23 August 2016

    Introducing Kāinga Whenua

    'Introducing Kāinga Whenua' is a quick guide to help you find out if you are eligible to access a Kainga Whenua loan, relocate a house to, or buy an existing house on you multiple-owned Māori land. Or to access a Kainga Whenua loan to repair your house on multiple-owned Maori land. It also provides a quick step-by-step application process overview. 

    The 'Kāinga Whenua loan' guide goes into more detail of how to loan works, property and borrower eligibility requirements, and the application process.

    Download the guides here, or visit our Kāinga Whenua page.

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