Buying your first home is exciting and scary at the same time.

Navigating your way through the process isn’t always straightforward. We’ve collected all the home loan products and initiatives we manage into one place so you can quickly and easily find out which are right for you.

You could be eligible for a low deposit loan through the Welcome Home Loan scheme or a Kainga Whenua loan for individuals or Maori land trusts. You may be able to get help towards a deposit through a KiwiSaver HomeStart grant for first-home buyers.

If you are a Housing New Zealand tenant, you may be able to buy the house you’re living in, or, for all other house buyers, one of our FirstHome properties might be right for you.

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