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Buying a home with KiwiSaver

KiwiSaver is a voluntary, work-based savings initiative to help you with your long-term saving for retirement. It has a range of membership benefits including contributions from your employer and the government, as well as help with buying your first home.

KiwiSaver offers two features to help you into home ownership:

You can use both of these features to:

  • Buy a home
  • Buy land to build a home on

Please note that it cannot be used to assist with the building costs if you already own land.